Don't let cheating insurance companies get away with not paying out.
- Ask us if you have a case
- Get an instant assessment
- We send an instant legal letter
What if my insurer won't pay?
If your insurer won't pay out you may need to sue them in the County Courts.
If it's under £10,000 then its a 'small claim' and loser won't pay legal costs.
However a carefully worded legal letter from a law firm can get them to settle out of court.
What Our Clients Say
Why do insurance companies not pay out?
When an insurer rejects your claim or delays a payout, the stress and barriers placed in your way can feel overwhelming.
Insurance companies know that traditionally, they can just use their superior legal firepower to squash legitimate claims, so they don't have to pay out.
Historically, they built their entire business model on this approach! If they paid out all legitimate claims, they wouldn't have any profit margin left.
What kind of insurance cases does Grapple do?
Grapple Law can help you with all kinds of insurance claim cases. Examples include:
Travel Insurance
Travel insurance disputes can arise after flight cancellations, medical emergencies abroad, lost luggage or many other scenarios. Insurers may reject payouts citing exclusions or technicalities.
Grapple Law reviews your policy and claim, explains whether the insurer’s decision is fair under UK insurance law, and helps you challenge an unfair rejection.
Car Insurance
Car insurance kicks in after accidents, theft, or vehicle damage, but disputes often arise over such issues as liability, repair costs, or alleged non-disclosure.
If your car insurer refuses to pay, reduces a payout, or cancels your cover, Grapple Law explains your rights and takes instant action.
Breakdown Insurance
Breakdown insurance might apply at home or abroad, and cover usually entitles you to vehicle repairs and transportation.
Breakdown insurance companies find reasons to delay repairs, charge you too much and not send your car back home. Don't let them get away with it.
How Grapple Law works for insurance claim disputes
- Tell us about your insurance issue
Answer a few quick questions about your insurance problem. Ideally, upload a pdf of your policy. - Get guidance in seconds
Our AI analyses your answers and applies up-to-date UK insurance law through its powerful database, giving you clear, tailored steps. - We write to your insurer for you
Whether you’re disputing a rejection, preparing to appeal, or negotiating with an insurer, we act fast and effectively by emailing your insurer and setting out your claim.
Is Grapple Law as good as an insurance law solicitor?
It depends what you mean by 'good'. It is much faster and more affordable. It is also better than many solicitors but of course not as good as a very experienced, and expensive, specialist.
It gives you the clarity you’d expect from a solicitor, but instantly and at a fraction of the cost.
Does Grapple Law have any human lawyers?
Grapple Law is fully automated, fully AI, and is designed to provide everything you need to make a claim, so get started right now.
